
Last updated: November 2, 2026 · By Wander Cambodia
Direct answer: You get a Cambodia retirement visa in two steps. First, enter the country on an Ordinary (E) visa — $35 as an eVisa or on arrival; a Tourist visa cannot be converted. Second, extend that E entry into ER (retirement) status through a visa agent, for 1, 3, 6 or 12 months at a time — a 12-month ER extension costs about $285–300 and is renewable. You must be 55 or older. There is no official income requirement and no published minimum: some agents informally ask to see proof of a pension or savings, commonly in the region of $800–1,500 a month, but that is agent practice, not law. The ER does not allow you to work in Cambodia.
Short version above; the working detail follows — the entry mistake that blocks people, what agents actually ask for, what each length costs, and the honest limits. The long-form companion is our ER retirement visa guide, and the wider case for and against retiring here is in retire in Cambodia.
Every retirement visa in Cambodia starts as an Ordinary (E) entry, and this is where most failed applications actually fail. The Tourist (T) visa — the $30 one most visitors pick — can never be converted into any long-stay status. If you arrive on a T, the only route to an ER is to leave the country and re-enter on an E. The full trap, with the fix, is in the wrong-visa trap. If you have not flown yet, the fix costs $5: choose the $35 E visa at evisa.gov.kh or at the arrival counter, and the whole retirement route opens. Also file the free, mandatory e-Arrival card before you fly — it is separate from the visa and everyone does it.
Once you are in the country on an E entry, any established visa agent can submit the ER extension of stay. You hand over your passport, a photo and the fee; processing takes a few working days, during which the agent holds your passport. Lengths run 1, 3, 6 and 12 months; the 6 and 12-month extensions are multiple-entry, the shorter ones are single-entry, which matters if you plan to pop over to Vietnam mid-extension. Prices follow the standard Phnom Penh agent ladder — about $45–53 for 1 month, $75–83 for 3 months, $145–163 for 6 months and $285–300 for 12 months — checked in our extension price table and the complete extension guide. The 12-month ER is the default choice for anyone actually retiring here: best value per day, multiple entry, one errand a year.
Officially, no. No law or published rule sets a minimum income or bank balance for the ER, and anyone who quotes you an exact official figure is inventing it. In practice, some agents ask to see evidence that you are genuinely retired — a pension statement or bank balance — and the numbers that circulate informally sit around $800–1,500 a month. Treat that as preparation, not a threshold: arrive with a pension letter or recent bank statements in your documents folder and you will satisfy any agent who asks. Compare that honestly with the region: Cambodia's retirement route is one of the lightest-paperwork options in Southeast Asia precisely because the requirement is age plus a plausible retirement, not a financial exam.
Three of them. You cannot work. The ER is a residence status, not a work status; paid work in Cambodia needs the EB extension plus a work permit — the comparison is in ER vs EB. Under 55 is a grey area. Agents occasionally process younger applicants who can document genuine retirement, but it is discretion, not entitlement; most under-55 long-stayers simply use the EB. The status is renewable, not permanent. Cambodia has no permanent-residence-by-retirement scheme behind the ER; you renew annually, so keep your long-term planning — healthcare especially — honest: our insurance guide explains why medical evacuation cover is the real retirement essential here, and long-stay cover is reviewed in the SafetyWing review.
Retiring here makes the cover question bigger, not smaller: do I need travel insurance for Cambodia? covers the evacuation maths that long-stayers plan around.
Each person applies on their own entry and their own merits — there is no dependent ER attached to yours. A partner who is also 55+ applies the same way; a younger partner usually enters on an E and extends under another class, most often EB or EG.
Where an agent asks at all, either works in practice — a pension statement is the cleanest proof, and a bank balance showing you can support yourself covers most other cases. There is no official figure to hit.
The visa is the small line. Real monthly budgets by city and lifestyle are in cost of living in Phnom Penh and the renting reality is in renting in Phnom Penh — read those before you fix a number in your head.
Rules and prices checked November 2026 against the site's researched visa material. Agent practices vary; the age-55 rule and the no-work rule do not.
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